Is vanquis a good credit card? The Vanquis credit card is a Visa card that can be used by people who don’t have a UK credit history. It may help to improve your credit score if you use it responsibly and pay off your balance each month.

What’s the lowest credit card limit?

Getting a Vanquis card is easy. You can apply online and receive an eligibility response within 60 seconds, confirming whether you’re eligible for one of their cards or not.

How to use your Vanquis credit card

You can use your Vanquis card anywhere in the world. You can withdraw cash, make purchases or transfer your balance. However, you’ll be charged a non-sterling transaction fee when using your card abroad.

How to manage your account

You should keep track of your account balance, statements and payment dates. You can also set up direct debits to ensure you don’t go over your limit or incur interest charges.

How to get a credit limit increase

If you have been a good credit customer, Vanquis may be willing to offer you a credit limit increase on your card. This can help to boost your credit rating and improve your chances of being able to borrow again in the future.

How to apply for a Vanquis credit card

It’s easy to apply for the Vanquis classic credit card online, and you should get an eligibility response within 60 seconds. Depending on your credit history, you could be offered a credit limit of up to PS1,000. Once you prove that you can stay within this credit limit, you can have it increased every 5 months until it reaches a maximum of PS4,000.